Welcome to MoVAS 

The tiny little top-ups company 
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Our technology and data analytics services create the pivotal bridge between mobile networks and financial services -two industrial sectors that have become increasingly synonymous with each other

About Us

Our Story

MoVAS is an industry-leading Emergency Airtime Credit Service (ECS) provider with more than 9 years experience providing tiny little airtime top-ups to hundreds of millions of Mobile Network Operators' subscribers. MoVAS has extensive experience providing VAS services in Asian and African markets

Our Vision

At MoVAS, we believe in availing crucial credit to people of all walks regardless of their dispensation in society and we have been fortunate to see this vision's fulfillment, having availed airtime credit to hundreds of millions of people for close to 10 years now.

Technology

MoVAS employs best utilities in Artificial Intelligence towards Big Data analysis so as to determine the most optimal ways to give credit to the unsecured demographics. This has the dual effect of maximizing uptake while simultaneously minimizing default risk. The result is that our NPL-to-uptake ratios are the most impressive in the nano-credit market worldwide

 

Our Products

Emergency Airtime Credit Service (ECS)

Enables mobile subscribers to access emergency airtime or data on credit easily and instantly.

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M-Loan Service

A service where mobile subscribers access cash loans via mobile instantly according to their creditworthiness

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Decisioning Service

MoVAS platform is available for 3rd parties such as banks and SACCOs to utilize our industry leading credit scoring methodologies for diverse lending types comprising nano, micro and the conventional.

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Our Products

Emergency Airtime Credit Service (ECS)

Enables mobile subscribers to access emergency airtime or data on credit easily and instantly.

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M-Loan Service

A service where mobile subscribers access cash loans via mobile instantly according to their creditworthiness

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Decisioning Service

MoVAS platform is available for 3rd parties such as banks and SACCOs to utilize our industry leading credit scoring methodologies for diverse lending types comprising nano, micro and the conventional.

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Subscriber and Citizen Registration and Management Service

MoVAS offers enterprise level subscriber and citizen registration and management services that are implemented at company, institution, region or national level. Our platform can also serve as a central reference point for such data available to relevant companies and governments. 

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Our Footprint

 
Our select portfolio

MoVAS portfolio of clients and partners transcends different industries and last mile consumers. Below is a cross-section of our rich portfolio:

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Wave

Strategic Technology Partnership

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“Alliances and partnerships produce stability when they reflect realities and interests.”

— Stephen Kinzer, Journalist and author

MoVAS is proud to have a strong relationship with Microsoft, a world leader in Artificial Intelligence capacity and infrastructure. 
 

Thanks to the strength of our partnership, we are able to focus on providing the right solution for our clients in Big Data Analytics and Deep Learning.
 

MoVAS - Microsoft partnership covers the following among other A.I. areas:

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Advanced Cloud Services
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Machine Learning
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Big Data Analytics
 

Driving Financial Inclusion through Mobile

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MoVAS CEO with Judson Althoff, Microsoft Executive Vice President, Worldwide Commercial Business 

Training Farmers on Micro-Loans

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Micro-Loans training, County Govt HQ, Elgeyo Marakwet County, Rift Valley, Kenya

Our Micro-Loans product has had positive impact on farmers' businesses in Africa. Micro-Loans provide farmers with crucial short term credit to facilitate purchase of farm inputs or transport money to facilitate timely movement of goods from farm to market.

Airtel Malawi Launches M-Loan

Airtel Malawi's Kutchova was quite well received and has had positive impact on the livelihoods of SMEs in Malawi

Airtel Congo Brazaville Launches M-Loan

Airtel Congo Brazzaville's Ndeko availed much needed short term credit to SMEs and has had a huge transformative effect in the informal business sector

News and Events